Enabling Financial Institutions to Reach More Customers More Profitably

We believe helping people thrive is a competitive advantage

Interested in growing your market and profitability?

There is large, unmet demand for financial services that households & businesses need to prosper.

Current banking tools and loan qualification methods often exclude viable customers and large markets … denying households and businesses access to the financial products & services they need to get ahead.

This presents a large opportunity for community-oriented financial institutions to serve this demand, enabling thriving communities, and improving top and bottom-line performance.

Aegis and its financial health platform, Stancesm, were created to provide institutions with new, strategic capabilities to identify, compete for, and profitably serve non-traditional and emerging markets. We are committed to the principles of conscious capitalism.

"Stance is the solution we need to compete with the big banks." mid-Atlantic Federal Credit Union, CEO
Image of a succesful casual business woman using laptop during meeting

What does Aegis do?

Our financial health platform, Stancesm, provides financial institutions with new capabilities to identify credit-worthy customers missed by FICO and alternative credit scores while enabling greater customer engagement, increasing customer lifetime value, and share of wallet.

Stancesm's non-discriminatory loan qualification attributes, case management, and market intelligence capabilities present new, strategic applications to strengthen institutional service and financial performance to improve competitiveness and customer outcomes.

The basic problem

Going back to fundamentals

How can you solve a problem that you can't clearly define and measure?  If you use a poor definition or measure, should you be surprised with less than optimal results?

The problem is compounded by the complexity of managing finances in a complex and ever-changing economic landscape.  No wonder people, let alone, businesses and governments struggle with it.

Stancesm was conceived to help consumers, enterprise and government manage this complexity ... to make sense of it, to use it to achieve better and more sustainable results.

Something Powerful

What is Stance?

Stancesm provides a 360° view of consumer and business financial health.  It visualizes and quantifies consumer and business financial health (aka: economic viability) and the impact of products & services, policies & regulations as well as macro & microeconomic factors on it.  A principal application is in the evaluation of risk for loan qualification and evolving financial services needs.

Stancesm is adaptive, dynamic and responsive -  giving individuals new means to navigate through their financial lives while also enabling responsible enterprise and government with strategic capabilities to serve them more effectively and operate more efficiently.

Stance Balance - Stacked(sm)

It's the results that matter

It's About Results

We created Stancesm to drive improved outcomes, to give people and financial institutions serving them, a new-found clarity and ability to achieve and maintain better financial and economic outcomes: the increasing financial viability and strength of individuals and communities through innovation in financial services. 

 We believe that businesses and organizations that help communities thrive, will themselves thrive.

What They're Saying

The Stance product is a cutting edge way to get the financial sector and its customers focused on financial health. They've created a very sophisticated tool that takes into account a huge amount of data and diverse information to gauge where people are at in their financial health journey and how they can continue to move forward. Measuring financial health is the future of banking. Director, Center for Financial Services Innovation
When looking at the whole financial picture of our clients, we notice the gap between what they considered good financial habits and what good financial habits truly are. With the help of Stancesm, we’re able to look well beyond the credit score (which doesn't tell the whole tale) and are able to diagnose lack of savings or monthly mismanagement of obligations, which causes stress and use of wealth-stripping products. Stancesm is a game changer in the way we analyze clients financial situations and promote change in behavior moving forward. Outstanding product! Director, ClearPoint Financial Counseling
“A powerful assessment tool for the financial health of vulnerable populations.” Nathaniel Smith, Partnership for Southern Equity